Powering Your Success Since 2010
BYLD your business. EXPAND your reach.
Quick access to the custom financial solutions you need to manage and grow your business
We Make It Simple
1.
Apply Online
Start your funding journey with ease through our quick and user-friendly online application. It's designed to get you on the fast track to the financing you need.
2.
Compare Approvals
Explore a range of funding solutions customized for your business. Compare options at your own pace with our clear, transparent tools to help you make the best choice.
3.
Receive Funding
After selecting the right option, your funds are processed swiftly and delivered with ease. Our seamless process ensures your business gets the capital it needs—fast and hassle-free.
Move Your Business Forward
Powering the Pace of Your Business Growth
Need funds to expand, upgrade equipment, or manage unexpected expenses? Traditional banks often miss the bigger picture — but we don’t.
Byld Capital specializes in small to mid-ticket business advances ranging from $10,000 to $5,000,000 and serves a broad spectrum of businesses.
As the nation’s largest financing company and a leader in the small-to-mid ticket business financing space, we work primarily through referrals—never competing. Backed by strong bank partnerships, we deliver tailored financing solutions with speed and trust.”
Your Financial Backbone
We've got your back for whatever business you run
Byld Capital understands how a loan at the right time can make a huge difference in the success of your business. To that end, we’ve made it fast and easy to access financing solutions completely designed around your business needs.
Market Overview:
- Merchant Cash Advance
- Line of Credit
- SBA loan
- Term Loans
- Consolidation
- Crdeit Repair
what we’re offering
Empowering Your Vision to Byld the Future
Merchant Cash Advance
Merchant Cash Advances are simple business funding.
You receive cash upfront. Then, Byld automatically collects a portion of your daily or weekly sales until the advance is fully repaid.
The beauty of this system? Repayment fits into your cash flow, making it a perfect match for businesses with our team of experts.
Line of Credit
A business line of credit offers business owners the flexibility to access funds when needed. It’s a great option for businesses looking for better ways to manage cash flow and cover any business expenses or opportunities as they arise. Learn more about how a line of credit can benefit your business.
SBA Loan
An SBA loan is a type of loan provided by approved lenders and backed by the U.S. Small Business Administration (SBA). The SBA is a government agency that supports small businesses by providing them with resources, guidance, and access to financing. SBA loans are designed to assist small businesses in accessing capital they might not otherwise qualify for through conventional lending channels.
Term Loan
Term Loans or Receivable-based financing is an alternative form of business financing where a lender provides capital to a business in exchange for a percentage of the business’s future revenue. Unlike traditional loans that require fixed monthly payments, revenue-based financing adjusts repayment amounts based on the company’s actual revenue.
Consolidation
A merchant cash advance consolidation rolls multiple MCAs into a single new loan. The consolidation loan pays off your existing MCAs and allows you to make one payment. The consolidation loan will have a lower interest rate than the average your business was paying on the multiple advances.
Credit Repair
Credit repair is the process of identifying and addressing any unfair, inaccurate or unverified negative items hurting your credit, including collections, late payments, charge-offs and more. Your credit should open doors, not close them. Join Byld today and start building the credit you deserve.
FREQUENTLY ASKED QUESTIONS
Common questions. Straight answers.
A business term loan is a lump sum of money provided to a business that is repaid over a fixed period with interest. The repayment schedule typically includes regular monthly payments and can range from short-term (less than a year) to long-term (up to 10 years or more). These loans are often used for specific purposes, such as purchasing equipment, expanding operations, or managing working capital.
A term loan provides a fixed amount of money upfront, which must be repaid over a predetermined period, usually with fixed payments. In contrast, a line of credit allows businesses to borrow up to a certain limit as needed, with interest charged only on the amount used. Term loans are suited for large, one-time expenses, while lines of credit are ideal for ongoing, flexible financial needs.
Lenders typically assess factors such as the business’s annual revenue, time in operation, and creditworthiness. Many lenders prefer businesses with at least 1-2 years of history and consistent revenue streams. Personal and business credit scores, a strong business plan, and financial statements can also improve approval chances.
Interest rates for business term loans vary depending on the lender, the borrower’s creditworthiness, and the loan’s term length. Traditional banks may offer rates as low as 5% to 10%, while online or alternative lenders may charge higher rates, typically ranging from 10% to 30%. Borrowers with stronger credit profiles and established businesses often secure lower rates.
A Merchant Cash Advance is a type of financing solution where businesses can receive a lump sum payment in exchange for a percentage of future credit card sales, or daily receivables. This alternative funding option allows businesses to acquire much-needed capital in a faster, easier manner.
Merchant Cash Advances (MCAs) are not loans, they involve the purchase of a portion of a merchant’s future credit, debit card, or cash sales. Unlike traditional loans, MCAs are not bound by state usury laws that restrict high-interest rates, providing businesses with a flexible alternative for accessing capital.